Tata Capital Ltd.

Tata Capital Limited (TCL) is a diversified financial services company and a subsidiary of Tata Sons Private Limited. TCL operates as a non-banking financial company (NBFC) in India, offering a wide range of financial products and services to retail, corporate, and institutional customers.Key Offerings:Consumer Loans: Personal loans, home loans, auto loans, education loans, and loans against property.Commercial Finance: Term loans, working capital loans, equipment financing, and lease rental discounting for businesses.Wealth Management: Services including portfolio management, investment advisory, and distribution of financial products.Investment Banking: Equity capital markets, mergers and acquisitions advisory, and structured finance solutions.Private Equity: Managing funds that invest in companies with significant growth potential.Cleantech Finance: Financing and advisory services for projects in renewable energy, energy efficiency, waste management, and water management.As of March 31, 2025, it has a comprehensive suite of 25+ lending products, catering to diverse customer base including salaried and self-employed individuals, entrepreneurs, small businesses, small and medium enterprises and corporates.As on March 31, 2025, it has an extensive PAN-India distribution network comprising 1,496 branches across 27 States and Union Territories.In addition to the lending business, it also operates in non-lending segment like distribution of third-party products like insurance, and credit cards, wealth management services to HNIs and retail clients, and Private equity busines.Competitive strengthsFlagship financial services company of the Tata groupThird largest diversified NBFC in India, with the most comprehensive lending product suiteOmni-channel distribution model, comprising our pan-India branch network, partnerships and digital platformsPrudent risk culture and robust credit underwriting and collections capabilitiesDigital and analytics at the core of our businessHighest credit rating with a diverse liability profileConsistent track record of strong financial performanceExperienced management backed by a team of dedicated professionals