Bandhan Bank Ltd.

Incorporated in 2014, Bandhan Bank Limited is Kolkata, West Bengal based commercial bank focused on micro banking and general banking services. Bandhan Bank has a license to provide banking services pan-India across customer segments. Bank offer a variety of asset and liability products and services designed for micro banking and general banking, as well as other banking products and services to generate non-interest income.With the a network of 2,546 doorstep service centres (DSCs) and 9.47 million micro loan customers, the bank has strong very hold in microfinance. Bandhan bank has 864 bank branches and 386 ATMs serving over 1.87 million general banking customers. Banks distribution network is strong in East and Northeast India, with West Bengal, Assam and Bihar.Bandhan Bank Products:1. Retail loans including micro loans, SME loans and small enterprise loans2. Savings accounts, current accounts and a variety of fixed deposit accounts3. Other banking products and services including debit cards, internet banking, mobile banking, EDC-POS terminals, online bill payment services and the distribution of third-party general insurance products and mutual fund products.Bandhan Bank Strengths:1. Operating Model Focused on Serving Underbanked and Underpenetrated Markets (microfinance)2. Consistent Track Record of Growing a Quality Asset and Liability Franchise3. Extensive, Low Cost Distribution Network4. Provide accessible, simple, cost-effective and innovative financial solutions5. Robust Capital Base6. Maintaining focus on micro lending while expanding further into other retail and SME lending